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  • Bio

Mary Jo Rivero


Serving the Legal Needs of Pembroke Pines, FL Since 1995


If you’re dealing with a legal matter involving bankruptcy, foreclosure or estate planning, contact Mary Jo Rivero, P.A. Attorney Rivero opened her practice in 1995 after practicing law for nearly a decade. She and her legal team have more than 30++ years of legal experience and can handle all of your bankruptcy, probate and estate planning needs.

Attorney Rivero is licensed to practice in all Florida state courts and is a member of the Bankruptcy Bar of the United States District Court for the Southern District of Florida. Find out what her team can do for you by contacting Mary Jo Rivero, P.A. today.


When you’re in need of sound legal advice in the Pembroke Pines, Florida area, reach out to Mary Jo Rivero, P.A. Attorney Rivero’s team can handle:

  • Bankruptcy
  • Probate matters
  • Estate planning

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Frequently asked questions

  • How will my credit be affected if I file Chapter 7?

    Generally, the bankruptcy filing (which is a public record) will appear on your credit report for up to ten (10) years. However, after your bankruptcy discharge occurs, it is not uncommon for creditors to offer new credit to you. Keep in mind if you decide to accept these offers, do so judiciously. In some cases, you may be able to obtain a new mortgage two (2) years after your discharge, provided you can comply with all other lending requirements.

  • How do I know if I qualify for Chapter 7?

    To qualify for Chapter 7, you must pass the "means test." The United States Trustee has established median income criteria for all regions of the country which take into account the size of your household and your average gross monthly income for the six (6) months preceding the month of your filing. This is referred to as the "commitment period." If you are living with your spouse, his/her income will also be factored into the calculation. Other sources of income, such as rent or business income are counted, however, social security income and social security disability benefits are not. As long as your calculated income is at or below the median income, you will qualify for Chapter 7.

  • What is estate planning?

    Estate planning includes a variety of things that all of us need to consider in order to make things easy for our family members in the event of our demise or incapacity.

  • What is a power of attorney?

    A power of attorney is a document that you allows you to appoint someone who can sign legal or financial documents (within limits) on your behalf, or make legal or financial decisions on your behalf.